Cookie Policy

Last updated: 9th September 2024

1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies allow websites to recognise your device and store some information about your preferences or past actions, making your browsing experience more personalised and efficient.

2. How We Use Cookies

Lumina Funds uses cookies to:

• Remember your preferences and settings
• Provide personalised content and recommendations
• Analyse website traffic and usage patterns
• Improve our website functionality and user experience
• Remember items in your shopping basket
• Manage your login sessions

3. Types of Cookies We Use

3.1 Necessary Cookies

These cookies are essential for the website to function properly. They enable basic functions like page navigation, access to secure areas, and remembering your cookie preferences. The website cannot function properly without these cookies.

3.2 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve the website's performance and user experience.

3.3 Functional Cookies

These cookies enable enhanced functionality and personalisation. They may be set by us or by third-party providers whose services we have added to our pages.

3.4 Marketing Cookies

These cookies track visitors across websites to display relevant and engaging advertisements. They may also limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns.

4. Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages. We use the following third-party services:

4.1 Google Analytics

We use Google Analytics to analyse the use of our website. Google Analytics generates statistical and other information about website use by means of cookies. The information collected is used to create reports about the use of our website.

4.2 Social Media Platforms

Our website includes social media features, such as Facebook, Twitter, and Instagram buttons. These features may collect your IP address and information about which pages you visit on our site, and may set a cookie to enable the feature to function properly.

5. Managing Your Cookie Preferences

You have several options for managing cookies:

5.1 Cookie Banner

When you first visit our website, you'll see a cookie banner allowing you to:

• Accept All: Allow all cookies for full functionality
• Necessary Only: Allow only essential cookies
• Custom Settings: Choose which types of cookies to accept

5.2 Browser Settings

You can also control cookies through your browser settings:

• Chrome: Settings > Advanced > Privacy and security > Content settings > Cookies
• Firefox: Options > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Site permissions > Cookies and site data

5.3 Mobile Devices

For mobile browsers, cookie management options are typically found in the browser's settings menu under Privacy or Security sections.

6. Impact of Disabling Cookies

If you choose to disable cookies, some features of our website may not work properly:

• Your preferences won't be remembered between visits
• Shopping basket functionality may not work correctly
• Personalised recommendations won't be available
• Some interactive features may not function properly

7. Web Beacons and Pixels

In addition to cookies, we may use web beacons (also known as pixels or tracking pixels) to collect information about your browsing behaviour. These are small graphic images embedded in web pages or emails that work together with cookies to provide information about website usage.

8. Local Storage

Our website may also use local storage technologies such as HTML5 local storage. These technologies serve similar functions to cookies but can store larger amounts of information on your device.

9. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. When we make changes, we will update the "Last updated" date at the top of this policy.

10. Your Rights

Under UK data protection law, you have rights regarding the processing of your personal data through cookies, including:

• The right to be informed about our use of cookies
• The right to withdraw consent for non-essential cookies
• The right to access information about the cookies we use
• The right to have cookies deleted in certain circumstances

11. Contact Information

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

12. Useful Links

For more information about cookies and how to manage them, visit:

• About Cookies
• ICO Cookie Guidance
• All About Cookies